Housing Overview


Mississippi Home of Your Own (HOYO) has received its third Governor’s Community Mississippi Home of Your Own (HOYO) received its third Governor’s Community Project of Excellence Award when Governor Haley Barbour presented the Institute for Disability Studies’ Executive Director Royal Walker with the 2010 Best Homebuyer Assistance Award for the work of the HOYO program. IDS received awards in 2007 and 2002. At the March 25 ceremony, from left, Royal Walker, executive director; Cassie Hicks, coordinator of housing; Cindy Singletary, chair, IDS Community Partnership Advisory Council; and Ruthie Bilal from the MS Home Corporation.

Housing Initiatives at IDS

The Institute for Disability Studies (IDS) has long believed that people with disabilities have the right to live in their own home with their families and fully participate in their community. Through technical assistance and training, IDS reaches out to many factions in the community—realtors, lenders, advocacy groups, local, state, and governmental entities and the general public—to make sure individuals with disabilities and their families can purchase a home or find permanent housing depending on their needs.

Mississippi Home of Your Own - provides counseling to assist people with disabilities and their families in counseling, supports, and financial assistance that may allow them to purchase and maintain their own homes.

HOME Investment Partnership Program for the City of Jackson – this partnership with the City of Jackson helps individuals with and without disabilities and their families purchase a home within the city limits of Jackson.

HOYO Delta Housing Initiative – provides a concentrated focus on the intense housing needs of individuals with disabilities living in the 21 counties of the Mississippi Delta in identifying and locating safe, affordable housing and community-based supports. 

Shelter For All - assists homeless individuals with disabilities and their families in most Mississippi counties by locating needed resources and supports to help them access permanent housing and achieve self-sufficiency.

A Way Home - Provides homeless financial assistance to individuals with disabilities and their families in Forrest and Yazoo counties to obtain permanant housing and become self sufficient. 

Federal Home Loan Bank (FHLB) Disability Initiatives – assists in the development of affordable housing for low-to-moderate income households through providing down payment  assistance grants.

HousingSmart: Next Generation is an education and outreach grant program aimed at equipping all citizens with the knowledge of rights afforded them by the Fair Housing Act.

Comprehensive Housing Counseling - A certified housing counseling agency, IDS provides education and counseling to include homebuyer education classes to consumers across the state.

Neighborhood Stabilization Program - The NSP was established for the purpose of stabilizing communities that have suffered from foreclosures and abandonment. Through the purchase and redevelopment of foreclosed and abandoned homes and residential properties, the goal of the program is to resell these homes to eligible buyers to become occupied and maintained, contributing to the community.

Home of Your Own Individual Development Account Initiative (IDA)  ARCHIVED – provides additional down payment funds by matching the savings the potential home buyer will save during a minimum six-month period.

Homeless Prevention and Rapid Re-housing (HPRP) ARCHIVED - is a program of the American Recovery and Reinvestment Act of 2009 to prevent individuals and families from becoming homeless and to help those who are experiencing homelessness to be quickly re-housed and stabilized.

Project Bridge ARCHIVED– a systems change project focused on removing the barriers that prevent Medicaid-eligible individuals with disabilities from finding accessible, affordable housing and long term care services in their communities.

Mississippi Fair Housing Initiative Program (M-FHIP) ARCHIVED- works to ensure equal opportunities in housing for all people and to increase home ownership through education and outreach that affirmatively further fair housing.

Related Programs:


We have satellite housing offices in Long Beach at the USM Gulf Park campus in the Technology Learning Center (TLC) 228.214.5407, and in the Delta we are being provided space by the Delta Housing Development Corporation (DHDC) in Indianola, MS located at 325 Highway 82 East. The office number is 662.887.1609 (ext 103).

For more information, contact:

Coordinator for Housing Initiatives
Telephone:  601.266.5163
Toll Free and TTY:  1.888.671.0051