Housing Overview



From left, Dr. Beth Bryant-Claxton, executive director, IDS; David E. Johnson, sThe University of Southern Mississippi Institute for Disability Studies (IDS) has received a donation from BankPlus for the Mississippi Home of Your Own program. The donation will support the administration of IDS’ homeownership programs, which provides comprehensive housing counseling, homebuyer education and post purchase counseling to low-to-moderate income Mississippi families, inclusive of households with disability members. From left, Dr. Beth Bryant-Claxton, executive director, IDS; David E. Johnson, senior vice president and director of community development, BankPlus; Cassie Hicks, assistant director of housing, IDS; and Mark Ouellette, first vice president, BankPlus.


Mississippi Home of Your Own (HOYO) Housing Advisory Council meets several times during the year to dialogue and network on strategies for addressing housing in Mississippi, to include assisting persons and families with disabilities. The Council is comprised of 54 individuals that are consumers or housing advocates from various agencies across the state that can utilize this type of meeting platform to educate other professionals and consumers as well and promote housing activities in the state.  


Housing Initiatives at IDS

The Institute for Disability Studies (IDS) has long believed that people with disabilities have the right to live in their own home with their families and fully participate in their community. Through technical assistance and training, IDS reaches out to many factions in the community—realtors, lenders, advocacy groups, local, state, and governmental entities and the general public—to make sure individuals with disabilities and their families can purchase a home or find permanent housing depending on their needs.

Mississippi Home of Your Own - provides counseling to assist people with disabilities and their families in counseling, supports, and financial assistance that may allow them to purchase and maintain their own homes.

HOME Investment Partnership Program for the City of Jackson – this partnership with the City of Jackson helps individuals with and without disabilities and their families purchase a home within the city limits of Jackson.

Shelter For All - assists homeless individuals with disabilities and their families in most Mississippi counties by locating needed resources and supports to help them access permanent housing and achieve self-sufficiency.

Federal Home Loan Bank (FHLB) Disability Initiatives – assists in the development of affordable housing for very low to low income households through providing down payment  assistance grants.

Comprehensive Housing Counseling - A certified housing counseling agency, IDS provides education and counseling to include homebuyer education classes to consumers across the state.

Mississippi Fair Housing Initiative Program (M-FHIP) - works to ensure equal opportunities in housing for all people and to increase home ownership through education and outreach that affirmatively further fair housing.

Related Programs:

Neighborhood Stabilization Program - The NSP was established for the purpose of stabilizing communities that have suffered from foreclosures and abandonment. Through the purchase and redevelopment of foreclosed and abandoned homes and residential properties, the goal of the program is to resell these homes to eligible buyers to become occupied and maintained, contributing to the community.

A Way Home - ARCHIVED - Provides homeless financial assistance to individuals with disabilities and their families in Forrest, Lee, and Yazoo counties to obtain permanant housing and become self sufficient. 

Home of Your Own Individual Development Account Initiative (IDA)  ARCHIVED – provides additional down payment funds by matching the savings the potential home buyer will save during a minimum six-month period.

Homeless Prevention and Rapid Re-housing (HPRP) ARCHIVED - is a program of the American Recovery and Reinvestment Act of 2009 to prevent individuals and families from becoming homeless and to help those who are experiencing homelessness to be quickly re-housed and stabilized.

HousingSmart: Next Generation  ARCHIVED is an education and outreach grant program aimed at equipping all citizens with the knowledge of rights afforded them by the Fair Housing Act.

HOYO Delta Housing Initiative ARCHIVED– provides a concentrated focus on the intense housing needs of individuals with disabilities living in the 21 counties of the Mississippi Delta in identifying and locating safe, affordable housing and community-based supports. 

Project Bridge ARCHIVED– a systems change project focused on removing the barriers that prevent Medicaid-eligible individuals with disabilities from finding accessible, affordable housing and long term care services in their communities.

IDS' main office is located in Hattiesburg, MS with a satellite office in Jackson, MS. 

We have satellite housing offices in Long Beach at the USM Gulf Park campus in the Technology Learning Center (TLC) 228.214.5407.

For more information, contact:

Coordinator for Housing Initiatives
Telephone:  601.266.5163
Toll Free and TTY:  1.888.671.0051