U.S. Department of Education regulations require all first time borrowers of Federal Stafford and Federal Unsubsidized Stafford Loans to complete Entrance Loan Counseling.  You must complete Entrance Loan Counseling only once during your undergraduate career. We are unable to release your Student Loan funds until you have completed this requirement. We are now able to offer entrance counseling on-line, please click here.

U.S. Department of Education regulations require Federal Stafford and Federal Unsubsidized Stafford Loan recipients to complete Exit Loan Counseling when graduating from or when leaving Southern Miss. Students who borrowed Stafford and/or Unsubsidized Stafford Loans can meet this requirement on-line, please click here .

Please note that you will be required to provide three personal references for Exit Loan Counseling. One of these references must be the address of your immediate next of kin. All references should be adults who live at separate addresses. Addresses must include street and/or P.O. Box numbers, city, state, zip codes, and complete phone numbers.

For a complete listing of your financial aid history, you can access the National Student Loan Data System at www.nslds.ed.gov. You will be required to set up an identification profile for security purposes. The National Student Loan Data System is maintained by the U.S. Department of Education.