Housing - Neighborhood Stabilization Program

IDS Neighborhood Stabilization Program

Have You Ever Dreamed Of...

  1. Owning your own home?
  2. Living in a great city?
  3. Living in a completely remodeled home?
  4. Having an affordable mortgage?


 IDS Neighborhood Stabilization Program FlyerBrochure (PDF)

Fact Sheet (PDF)

Application (PDF)





Are you tired of paying rent? Have you ever dreamed of owning your own home? Do you want an affordable mortgage? The IDS Neighborhood Stabilization Program can possibly make your dream a reality. Newly renovated homes within the Jackson city limits are available to individuals and families in need of affordable housing. The NSP Program is now pre-qualifying all interested applicants, and grant assistance is available.  To find out if you are eligible for one of these homes, call 601-432-6168 or visit idsnspjackson.com.

The IDS Neighborhood Stabilization Program can make your dream a reality for you and your family.

Through the IDS Neighborhood Stabilization Program (NSP), The University of Southern Mississippi Institute for Disability Studies (IDS) is working in five targeted Jackson, Mississippi, neighborhoods to

  1. Sell foreclosed properties, reducing the number of vacant houses and raising surrounding property values;
  2. Utilize Universal Design principles and energy efficiency and green construction techniques to increase the value of the properties;
  3. Promote and increase homeownership by providing affordable homes to qualifying low-income families; and
  4. Meet the housing needs of people with disabilities and their families wishing to live in the targeted neighborhoods and provide technical assistive devices to accommodate the specific needs of individuals with disabilities.

Am I eligible?
The IDS NSP is working with individuals and families with incomes at or below 120% of the area median income who are interested in purchasing properties in the five targeted areas of Jackson, with a special emphasis on families with members with disabilities.

Qualifying homebuyers

  1. Must use the NSP home as primary residence
  2. Persons with or without disabilities may purchase the home
  3. Must attend an 8-hour homebuyer education class
  4. Must be credit worthy and be pre-approved for a home mortgage with a lender
  5. Must not exceed income limits listed below:


of People

Map of Jackson, MS 

Where are these houses located in Jackson?
Houses qualifying for the IDS NSP must be located in one of five City of Jackson neighborhoods

  1. Alta Woods – 39204 zip code
  2. Farish Street Historic District – 39203 zip code
  3. North Jackson – 39206, 39213, 39216 zip codes
  4. Midtown – 39201, 39202 zip codes
  5. West Jackson – 39209 zip code

See this site for houses available NOW!

I’m interested? What’s next?
You and your family might be the perfect match for an IDS NSP home. For more information about the IDS NSP application process, call the NSP staff in the IDS Jackson office at 601.432.6876 or toll free at 1.866.883.4474.


The Housing and Economic Recovery Act of 2008 appropriated $3.92 billion for emergency assistance for redevelopment of abandoned and foreclosed homes and residential properties. This federal funding is being distributed nationwide by the U.S. Department of Housing and Urban Development (HUD) to areas hardest hit by the foreclosure crisis through the Neighborhood Stabilization Program (NSP).

The NSP was established for the purpose of stabilizing communities that have suffered from foreclosures and abandonment. Through the purchase and redevelopment of foreclosed and abandoned homes and residential properties, the goal of the program is to resell these homes to eligible buyers to become occupied and maintained, contributing to the community.

The IDS NSP is a project of The University of Southern Mississippi Institute for Disability Studies supported by the Mississippi Development Authority, Grant # NSP 2009 CDFA 14.228, through funding from the U. S. Department of Housing and Urban Development.