Employment and Human Resources
GA, RA, International Student Information
Page Content
Academic Year 2025-2026
Student Health Insurance Provider – UnitedHealthcare
Voluntary Domestic Students:
To enroll in student health insurance, please visit www.UHCSR.com/USM. Payment will be made directly to UnitedHealthcare. Plan details are provided below.
Graduate Assistants:
- The monthly premium for Graduate Assistants is $137. This amount will be automatically deducted from stipends from September through May.
- If you already have health insurance, you must submit a waiver to opt out of the university-sponsored plan.
- To enroll or waive coverage, go to: https://studentcenter.uhcsr.com/usm.
Important Notes for Graduate Assistants:
- You will not pay UnitedHealthcare directly for your individual coverage.
- To waive the coverage, you must upload your current insurance information through the website above.
- The waiver deadline is September 12th. If you do not complete the waiver by this date, you will be automatically enrolled in the plan. No waivers or refunds will be granted after the deadline.
Referral Requirement:
Students must obtain a referral from Moffitt Health Center before the insurance will cover medical expenses.
Exceptions: A referral is not required if care is received while the student is more than 50 miles from campus.
| Your Network | Out of Network | |
| Deductible | $250 In Network | $500 Out of Network |
| Covered Percentage | 80% of Usual & Customary | 60% of Usual & Customary |
| Office Visit Copay | After deductible, $20 then 80% of Usual & Customary | After deductible, $20 then 60% of Usual & Customary |
| ER Copay | $150 then 80% of Usual & Customary | Same as In Network |
| Prescription Drug | Tier 1- $20 Co-pay | $20 Copay then 80% Coinsurance - Generic* |
| Tier 2- $50 Co-pay | $50 Copay then 80% Coinsurance - Brand Name* | |
| Tier 3- $75 Co-pay | Not Covered | |
| *Out of network prescriptions are subject to deductible |
Click on the links below for additional information:
- Domestic Student:
- International Student:
- "How to Set Up My Account" Flyer
- "How to Use Mobile App" Flyer
- Voluntary Dental and Vision Coverage: https://www.uhone.com/uhcsr
Please contact Holland Insurance at 662-895-5528 if you have any questions.
Health insurance coverage through the Affordable Care Act Marketplace can be researched here: https://www.healthcare.gov/ Options are based on your annual income and location. You can find local experts to help you compare and enroll in plans through this site.
Medicaid is a health coverage program operated by states, within broad federal guidelines. Although the federal government pays a portion of the costs, Medicaid is administered and operated by states, and each state's program is a little different depending on the needs and goals of that state. Medicaid in Mississippi can be researched here. https://medicaid.ms.gov/
The student health insurance plan coverage begins on August 1st and ends on July 31st each year. It is the responsibility of each Graduate Assistant to review options and make decisions about their health insurance coverage. In order to waive the University’s student plan you must have proof of other coverage to provide during the August Enrollment Period each year.