The Office of Undergraduate Scholarships has developed a campus-wide financial literacy
program titled F.L.I.G.H.T (financial literacy insight, growth, help and teachings) to bring financial literacy awareness and resources to prospective and current students.
This program takes a 3 point approach to addressing financial literacy needs at the
1) Preparing students for University costs and setting financial goals
2) Understanding all funding resources to utilize "gift aid" first and know their
3) Aligning educational expenses with personal finance needs to create a sound financial
plan to guide them through college and beyond graduation.
Resources for Financial Preparedness at Every Stage:
If you are planning to attend Southern Miss in the fall directly after your high school
graduation, we have outlined some helpful resources to help make sure that you have
the proper knowledge to secure your financial needs and prepare your student(s) in
learning about basic money management. Start with learning key financial terms, deadlines
and procedures for our University, and where to find corresponding information.
Complete your General Application and apply for additional USM scholarships in the
GO System: There are over 900 other scholarship opportunities open to USM students.
Utilize a reputable scholarship search site, such as https://www.fastweb.com/: Fastweb is your connection to scholarships, colleges, financial aid, part-time jobs,
internships, additional financial literacy resources, and more.
Search scholarship opportunities provided by organizations within your community,
parent or guardian's employer, or scholarships associated with student organizations
that you are an active member: Make all awards payable to Business Services.
Complete your FAFSA for all federal aid opportunities: grants, federal work-study, federal loan opportunities,
and some private loan opportunities: Contact the Office of Financial Aid for additional questions about this process. Also, remember that the Office of Undergraduate
Scholarships requires a FAFSA to be on file for scholarship consideration.
Every year students should complete the General Application in the GO System, apply
for additional scholarships, complete a new FAFSA, and review all deadlines. In addition
to these items, we also recommend the following:
Apply for additional student programs through New Student Retention Programs (NSRP), such as Academic Coaching, Sophomore Spark, Jubilee Scholars, Transfer Student Association,
and more: Many programs offered through various offices at Southern Miss offer additional scholarships to participants.
Not only are these resources and programs a great asset to your development as a student,
but they can also help in covering college expenses. They also provide hands on experiences
and student engagement within individual campus communities.
Utilize your CashCourse.org account that can be accessed at any time. Suggested activities and modules include:
Career Planning module, Budgeting Basics module, car Costs You Auto Know quiz, How
Credit Savvy are You? quiz, Monthly Budget worksheet, Apartment Features worksheet,
Moving Checklist, and Comparing Checking Accounts worksheet
Consider taking the Personal Finance 200 course offered at USM as an elective to learn
more about managing your own personal finances
In addition to taking advantage of the above resources, seniors should begin planning
for graduate school, interviewing for jobs, and/or preparing financially to tackle
any student loan payments and personal expenses associated with life after graduation.
Make an appointment with Career Services to cover your basis: resume, sharpen your interview skills, networking, job seeking
Attend the Career and Internship Expo, Teacher Job Fair, and utilize Handshake through
Career Services encourages students of all classifications (Freshman - Alumni) to
attend the Career and Internship Expo. They believe that students should begin networking
and speaking with employers as early as Freshman year, so that they can grow in their
confidence with connecting to employers.
Utilize your CashCourse.org account that can be accessed well after graduation: Suggested activities and modules
include: Paying Back Student Loans module, Making the Most of Employee Benefits module,
Budgeting for Life After College worksheet, and Job Offer Decisions worksheet. Continue
to visit and revisit useful modules on investing, taxes, credit, and more
Additional Resources and Financial Opportunities
The University of Southern Mississippi does not offer an out state tuition waiver
or scholarship. We encourage students who qualify to seek opportunities provided through
the Academic Common Market.
The Academic Common Market is a tuition-savings program for college students in 15
SREB states, who want to pursue degrees that are not offered by their in-state institutions.
Students can enroll in out-of-state institutions that offer their degree program and
pay the institution’s in-state tuition rates. More than 1,900 undergraduate and graduate
programs are available.
The ACM program is not competitive or merit-based, but applicants must meet state
residency and college program requirements.
To qualify for the Academic Common Market, a student must be a resident of an SREB
member state, select a participating program that is approved for the Academic Common
Market for his or her state and be admitted unconditionally into that program.
These scholarships can be stacked with Southern Miss' Phi Theta Kappa scholarship
in accordance with IHL regulations.
All Office of Undergraduate Scholarships are equally open to international students
that meet the requirements. International students are included in the application
pool for automatic consideration, auto-match, and apply-to scholarship opportunities provided
by the University. We also encourage you to apply for any "other recommended opportunities"
suggested for you in the GO System, as well as any on our website. We have also included additional external scholarship
resources designated for international students.
*Some links lead to national and international databases housed on other university
sites. When reviewing opportunities, make sure that the opportunity is not limited
to that specific institution.
https://www.studyusa.com/en: Study in the USA has been sharing education opportunities with international students
for over 40 years. We only work with high quality, accredited English language programs,
universities and colleges and reputable partners. StudyUSA+ helps students take advantage
of those opportunities from discovery through enrollment in one secure platform.
https://www.internationalscholarships.com/: The International Scholarship Search is the premier financial aid, college scholarship
and international scholarship resource for students wishing to study abroad. At this
site, you will find the most comprehensive listing of grants, scholarships, loan programs,
and other information to assist college and university students in their pursuit to
https://www.iefa.org/: IEFA is the premier resource for financial aid, college scholarship and grant information
for US and international students wishing to study abroad. At this site, you will
find the most comprehensive college scholarship search and grant listings, plus international
student loan programs and other information to promote study abroad.