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Undergraduate Scholarships

F.L.I.G.H.T. Program

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General Overview

The mission of the F.L.I.G.H.T. Program (financial literacy insight, growth, help and teachings) is a 3 point approach to bring financial literacy awareness to prospective and current students. The 3 targeted areas for programming include the University of Southern Mississippi costs and funding options, external scholarship and funding options, and financial planning. Our vision is designed to provide a hands on approach in financial education to prepare students, parents, and the public in creating financial stability to thrive at the University and as members of the community. Various online program formats can be found in our Financial Wellness section. 


How much does it cost to go to USM? After completing the General Application, where can I find other funds? How can I improve my personal finances to reach my goals?


Study on Collegiate Financial Wellness

The Study on Collegiate Financial Wellness (SCFW), previously titled the National Student Financial Wellness Study, is a multi-institutional survey of college students that examines the financial attitudes, practices and knowledge of students from all types of institutions of higher education across the United States via an online survey. The survey was administered in 2014, 2017 and 2020. To learn about the study, please visit The Ohio State University's page on the SCFW study details. Statistic


Below are a few key student statistics taken from Southern Miss students during the University's participation in the 2020 survey that show how personal finances impact overall collegiate decisions (based on percentage of students who "strongly agree" or "agree").

  • I have enough money to participate in most of the same activities as my peers | 52.9%
  • I worry about having enough money to pay for school | 71.5%
  • After graduation, I will be able to support myself financially | 65.3%
  • I think that the cost of college is a good investment for my financial future | 64.3%
  • Neglect your academic work? | 30.2%
  • Reduce your class load? | 21.9%
  • Change your program of study? | 14.5%
  • Transfer to a different institution? | 10.7%
  • Consider dropping out of college? | 10.41%
  • Change your post-graduation plans? | 35.1%
  • Never received financial education in high school | 78.1%
  • Never met with a financial aid counselor | 58.3%
  • Never took a one-time personal finance session/workshop in college | 78.1 %
  • Never took a reoccurring personal finance course/workshop in college | 94.2%
  • Unlikely to somewhat likely could come up with $400 in the event of an emergency this year | 86.4%​​
  • Worry about affording major life plans (marriage, house, etc.) | 66.1%

Get Started on Your Financial Wellness Journey


Visit the Financial Wellness link at the top of this page to view vetted and federally provided financial literacy programs with full curriculums that can completed at your own pace. 


Promote financial literacy to your peers and join in on financial discussions with professionals 


Students, faculty, and staff can request to have financial literacy presentation for their classroom or student organization 

Student Guides for Financial Navigation:

If you are planning to attend Southern Miss in the fall directly after your high school graduation, we have outlined some helpful resources to help make sure that you have the proper knowledge to secure your financial needs and prepare your student(s) in learning about basic money management. Start with learning key financial terms, deadlines and procedures for our University, and where to find corresponding information.

Glossary of financial terms: 

Information about Family Education Rights and Privacy Act (FERPA) 

Review all freshman scholarship criteria, procedures, and deadlines at

Complete your General Application and apply for additional USM scholarships in the GO System: There are over 900 other scholarship opportunities open to USM students.

Utilize a reputable scholarship search site, such as Fastweb is your connection to scholarships, colleges, financial aid, part-time jobs, internships, additional financial literacy resources, and more.

Search scholarship opportunities provided by organizations within your community, parent or guardian's employer, or scholarships associated with student organizations that you are an active member: Make all awards payable to Business Services

Complete your application for all state of MS aid (if applicable) and contact the Office of Financial Aid for additional questions about this process

Complete your FAFSA for all federal aid opportunities: grants, federal work-study, federal loan opportunities, and some private loan opportunities: Contact the Office of Financial Aid for additional questions about this process. Also, remember that the Office of Undergraduate Scholarships requires a FAFSA to be on file for scholarship consideration. 

Visit the USM financial calendar and academic calendar to make sure your student is ready to tackle all upcoming deadlines

Visit for educational and financial literacy resources to share with your student

Schedule your tour with the Office of Undergraduate Admissions today, if you have not already!

Explore First Year Programs provided through New Student Retention Programs (NSRP) at USM by visiting 

Every year students should complete the General Application in the GO System, apply for additional scholarships, complete a new FAFSA, and review all deadlines. In addition to these items, we also recommend the following: 

Apply for additional student programs through New Student Retention Programs (NSRP), such as Academic Coaching, Sophomore Spark, Jubilee Scholars, Transfer Student Association, and more: Many programs offered through various offices at Southern Miss offer additional scholarships to participants.

Not only are these resources and programs a great asset to your development as a student, but they can also help in covering college expenses. They also provide hands on experiences and student engagement within individual campus communities. 

Become actively engaged on campus and in the community by finding the right volunteer opportunity through the Center for Community Engagement

Explore Career Service resources at and schedule appointments as needed

Visit the Center for Pathway Experiences to learn how to gain more hands on experience, while earning your degree

Visit our website for Nationally Competitive Programs and schedule an appointment to get started

Utilize our Financial Wellness resources before, during, and after college to assist with various financial needs and gaps.

Consider taking the Personal Finance 200 course offered at USM as an elective to learn more about managing your own personal finances

In addition to taking advantage of the above resources, seniors should begin planning for graduate school, interviewing for jobs, and/or preparing financially to tackle any student loan payments and personal expenses associated with life after graduation. 

Make an appointment with Career Services to cover your basis: resume, sharpen your interview skills, networking, job seeking skills

Attend the Career and Internship Expo,  Teacher Job Fair, and utilize Handshake through Career Services.

Career Services encourages students of all classifications (Freshman - Alumni) to attend the Career and Internship Expo. They believe that students should begin networking and speaking with employers as early as Freshman year, so that they can grow in their confidence with connecting to employers.

Review Graduate School Deadlines and Graduate Admissions processes at Graduate Admissions

Complete your General Application in the GO System and apply for scholarships: All University offered scholarships are located in the GO System, including scholarships for graduate students 

View the Funding Resources tab on Graduate Admissions' website for a list of additional ways to fund your studies

Apply for the McNair Scholars Program (if applicable)

Attend the GRE Prep Bootcamp hosted by the Graduate School

Utilize our Financial Wellness resources before, during, and after college to assist with various financial needs and gaps.


Contact Us

Office of Undergraduate Scholarships
Kennard-Washington (KWH) 200
118 College Drive #5011
Hattiesburg, MS 39406

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