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Undergraduate Scholarships

F.L.I.G.H.T. Program

Financial Literacy Insight, Growth, Help, and Teachings 

How much does it cost to go to USM? After completing the General Application, where can I find other funds? How can I improve my personal finances to reach my goals?


The Office of Undergraduate Scholarships has developed a campus-wide financial literacy program titled F.L.I.G.H.T (financial literacy insight, growth, help and teachings) to bring financial literacy awareness and resources to prospective and current students. This program takes a 3 point approach to addressing financial literacy needs at the collegiate level:

1) Preparing students for University costs and setting financial goals

2) Understanding all funding resources to utilize "gift aid" first and know their financial obligations

3) Aligning educational expenses with personal finance needs to create a sound financial plan to guide them through college and beyond graduation.



Have you completed all 12 CashCourse Coursework modules? Contact our office today to have your digital certificate emailed to your USM email address. Click the Personal Financial Resources link above to learn more.


Promote financial literacy to your peers and join in on financial discussions with professionals 


Students, faculty, and staff can request to have financial literacy presentation for their classroom or student organization 

Resources for Financial Preparedness at Every Stage:

If you are planning to attend Southern Miss in the fall directly after your high school graduation, we have outlined some helpful resources to help make sure that you have the proper knowledge to secure your financial needs and prepare your student(s) in learning about basic money management. Start with learning key financial terms, deadlines and procedures for our University, and where to find corresponding information.

Glossary of financial terms: 

Information about Family Education Rights and Privacy Act (FERPA) 

Review all freshman scholarship criteria, procedures, and deadlines at

Complete your General Application and apply for additional USM scholarships in the GO System: There are over 900 other scholarship opportunities open to USM students.

Utilize a reputable scholarship search site, such as Fastweb is your connection to scholarships, colleges, financial aid, part-time jobs, internships, additional financial literacy resources, and more.

Search scholarship opportunities provided by organizations within your community, parent or guardian's employer, or scholarships associated with student organizations that you are an active member: Make all awards payable to Business Services

Complete your application for all state of MS aid (if applicable) and contact the Office of Financial Aid for additional questions about this process

Complete your FAFSA for all federal aid opportunities: grants, federal work-study, federal loan opportunities, and some private loan opportunities: Contact the Office of Financial Aid for additional questions about this process. Also, remember that the Office of Undergraduate Scholarships requires a FAFSA to be on file for scholarship consideration. 

Visit the USM financial calendar and academic calendar to make sure your student is ready to tackle all upcoming deadlines

Visit for educational and financial literacy resources to share with your student

Schedule your tour with the Office of Undergraduate Admissions today, if you have not already!

Explore First Year Programs provided through New Student Retention Programs (NSRP) at USM by visiting 

Every year students should complete the General Application in the GO System, apply for additional scholarships, complete a new FAFSA, and review all deadlines. In addition to these items, we also recommend the following: 

Apply for additional student programs through New Student Retention Programs (NSRP), such as Academic Coaching, Sophomore Spark, Jubilee Scholars, Transfer Student Association, and more: Many programs offered through various offices at Southern Miss offer additional scholarships to participants.

Not only are these resources and programs a great asset to your development as a student, but they can also help in covering college expenses. They also provide hands on experiences and student engagement within individual campus communities. 

Become actively engaged on campus and in the community by finding the right volunteer opportunity through the Center for Community Engagement

Explore Career Service resources at and schedule appointments as needed

Visit the Center for Pathway Experiences to learn how to gain more hands on experience, while earning your degree

Visit our website for Nationally Competitive Programs and schedule an appointment to get started

Utilize your account that can be accessed at any time. Suggested activities and modules include: Career Planning module, Budgeting Basics module, car Costs You Auto Know quiz, How Credit Savvy are You? quiz, Monthly Budget worksheet, Apartment Features worksheet, Moving Checklist, and Comparing Checking Accounts worksheet

Consider taking the Personal Finance 200 course offered at USM as an elective to learn more about managing your own personal finances

In addition to taking advantage of the above resources, seniors should begin planning for graduate school, interviewing for jobs, and/or preparing financially to tackle any student loan payments and personal expenses associated with life after graduation. 

Make an appointment with Career Services to cover your basis: resume, sharpen your interview skills, networking, job seeking skills

Attend the Career and Internship Expo,  Teacher Job Fair, and utilize Handshake through Career Services.

Career Services encourages students of all classifications (Freshman - Alumni) to attend the Career and Internship Expo. They believe that students should begin networking and speaking with employers as early as Freshman year, so that they can grow in their confidence with connecting to employers.

Review Graduate School Deadlines and Graduate Admissions processes at Graduate Admissions

Complete your General Application in the GO System and apply for scholarships: All University offered scholarships are located in the GO System, including scholarships for graduate students 

View the Funding Resources tab on Graduate Admissions' website for a list of additional ways to fund your studies

Apply for the McNair Scholars Program (if applicable)

Attend the GRE Prep Bootcamp hosted by the Graduate School

Utilize your account that can be accessed well after graduation: Suggested activities and modules include: Paying Back Student Loans module, Making the Most of Employee Benefits module, Budgeting for Life After College worksheet, and Job Offer Decisions worksheet. Continue to visit and revisit useful modules on investing, taxes, credit, and more

Additional Resources and Financial Opportunities

The University of Southern Mississippi does not offer an out state tuition waiver or scholarship. We encourage students who qualify to seek opportunities provided through the Academic Common Market. 

The Academic Common Market is a tuition-savings program for college students in 15 SREB states, who want to pursue degrees that are not offered by their in-state institutions. Students can enroll in out-of-state institutions that offer their degree program and pay the institution’s in-state tuition rates. More than 1,900 undergraduate and graduate programs are available.

The ACM program is not competitive or merit-based, but applicants must meet state residency and college program requirements.

To qualify for the Academic Common Market, a student must be a resident of an SREB member state, select a participating program that is approved for the Academic Common Market for his or her state and be admitted unconditionally into that program.

Apply here 

Phi Theta Kappa Members are encouraged to apply for these additional scholarships available through the Phi Theta Kappa Honor Society and utilize their additional resources:

These scholarships can be stacked with Southern Miss' Phi Theta Kappa scholarship in accordance with IHL regulations.

All Office of Undergraduate Scholarships are equally open to international students that meet the requirements. International students are included in the application pool for automatic consideration, auto-match, and apply-to scholarship opportunities provided by the University. We also encourage you to apply for any "other recommended opportunities" suggested for you in the GO System, as well as any on our website. We have also included additional external scholarship resources designated for international students.

*Some links lead to national and international databases housed on other university sites. When reviewing opportunities, make sure that the opportunity is not limited to that specific institution. 

Contact Undergraduate International Admissions for admission requirements and programs offered

Get connected on campus through International Student and Scholar Services and join an international student organization Study in the USA has been sharing education opportunities with international students for over 40 years. We only work with high quality, accredited English language programs, universities and colleges and reputable partners. StudyUSA+ helps students take advantage of those opportunities from discovery through enrollment in one secure platform. The International Scholarship Search is the premier financial aid, college scholarship and international scholarship resource for students wishing to study abroad. At this site, you will find the most comprehensive listing of grants, scholarships, loan programs, and other information to assist college and university students in their pursuit to study abroad. IEFA is the premier resource for financial aid, college scholarship and grant information for US and international students wishing to study abroad. At this site, you will find the most comprehensive college scholarship search and grant listings, plus international student loan programs and other information to promote study abroad.

Need to know who to go to for your money needs? View each financial office and their duties in keeping your student account up to date. 



Contact Us

Office of Undergraduate Scholarships
Kennard-Washington (KWH) 200
118 College Drive #5011
Hattiesburg, MS 39406

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