Employment and Human Resources
GA, RA, International Student Information
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Academic Year 2023-2024
Starting August 1st, the GA health insurance provider will be United Healthcare. The monthly cost for a Graduate Assistant will be $118 and it will be deducted from stipends received September through May.
Please visit https://studentcenter.uhcsr.com/usm and click to waive or opt in the policy. Do not click on Enroll Now. Remember as a GA, you will not pay the insurance company directly. You must provide information about your current insurance to waive the policy.
The last day to waive is September 8th. If a waiver is not completed, you will be automatically enrolled in the policy. No refunds or waivers will be approved after the deadline.
Students must have a referral from Moffitt Health Center before the insurance will pay. No referral is required if medical care is received when the student is more than 50 miles from campus.
| Your Network | Out of Network | |
| Deductible | $250 In Network | $500 Out of Network |
| Covered Percentage | 80% of Usual & Customary | 60% of Usual & Customary |
| Office Visit Copay | After deductible, $20 then 80% of Usual & Customary | After deductible, $20 then 60% of Usual & Customary |
| ER Copay | $150 then 80% of Usual & Customary | Same as In Network |
| Prescription Drug | Tier 1- $20 Co-pay | $20 Copay then 80% Coinsurance - Generic* |
| Tier 2- $50 Co-pay | $50 Copay then 80% Coinsurance - Brand Name* | |
| Tier 3- $75 Co-pay | Not Covered | |
| *Out of network prescriptions are subject to deductible |
Click on the links below for additional information:
Please contact UHC customer service at 1-800-767-0700 if you have any questions.
Health insurance coverage through the Affordable Care Act Marketplace can be researched here: https://www.healthcare.gov/ Options are based on your annual income and location. You can find local experts to help you compare and enroll in plans through this site.
Medicaid is a health coverage program operated by states, within broad federal guidelines. Although the federal government pays a portion of the costs, Medicaid is administered and operated by states, and each state's program is a little different depending on the needs and goals of that state. Medicaid in Mississippi can be researched here. https://medicaid.ms.gov/
The student health insurance plan coverage begins on August 1st and ends on July 31st each year. It is the responsibility of each Graduate Assistant to review options and make decisions about their health insurance coverage. In order to waive the University’s student plan you must have proof of other coverage to provide during the August Enrollment Period each year.