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Financial Aid

Student Resources

Alternative loans are available to students who are not eligible for financial aid or who need additional funds to meet educational expenses. The student's eligibility is determined by the cost of attendance minus other financial aid or the annual loan maximum amount as determined by the lender.

Because alternative loans are not guaranteed by the federal government, they must be insured privately. This extra cost is passed on to the borrower in the form of higher fees and interest rates. Additionally, the lender will evaluate your credit history as well as other factors to determine if they will lend to you. You may be denied by one lender and approved by another because of the different ways they interpret your information.

To apply for an alternative loan Click Here

Satisfactory Academic Progress (SAP)

Students receiving federal student aid are required to adhere to academic standards that may differ from those already required through the Office of the Registrar.

In order to receive and maintain federal financial assistance (grants, student loans, and work-study employment), students are required to progress satisfactorily toward completion of their course of study. If a student does not maintain the minimum satisfactory academic progress after the spring semester, the student will be placed on financial aid suspension.

For information on our satisfactory academic progress policy and how to appeal your federal financial aid suspension Click Here.

 

Verification

Each year the U.S. Department of Education randomly selects a percentage of our student population for a process called verification. If your student is selected for verification, you are encouraged to submit the requested documentation to the Southern Miss Office of Financial Aid in a timely manner. Not doing so may cause a delay in your student being awarded federal financial aid. 

If your FAFSA is selected for verification by the Federal Student Aid Program you will receive a communication from the Office of Financial Aid listing what items are required from your to complete the verification process.  You can also view your verification items in SOAR under your To-Do-List.

For more detailed information concerning verification and to access the needed verification forms Click Here.

The University of Southern Mississippi Office of Financial Aid is partnered with the U.S. Department of Education to offer students a wide variety of financial aid options in the forms of Federal Grants, Federal Student Work-study, and Federal Direct Student Loans.

In order to qualify for federal aid programs students must complete the Free Application for Federal Student Aid (FAFSA).  New and continuing students must apply each October at studentaid.ed.gov/sa/fafsa.

For more important information concerning Federal Aid Program Click Here.

The State of Mississippi offers several scholarship and aid programs to qualified MS residents. Find out what program you may qualify for and how to apply at msfinancialaid.org/.  Student must apply each October.

For more important information concerning State Aid Programs and eligibility requirements Click Here.

 The Southern Miss Office of Financial Aid encourages students and parents to visit our  Office of Undergraduate Scholarships.  This office is designed to be a hub for scholarship information and financial resources.

 

The Office of Undergraduate Scholarships.
 

Other Scholarship resources:

Academic Common Market

Qualified veterans and the dependents of deceased or disabled veterans whose death or disability is a direct result of their military service may be eligible for VA educational benefits while attending The University of Southern Mississippi.

For more information regarding VA educational benefits Click Here.

Rights

Students at Southern Miss have a right to know the following:

  • The procedures and deadlines for applying for financial aid
  • The costs of attendance
  • The available programs of assistance
  • How your financial need is determined
  • The criteria used in awarding aid
  • The type and amount of assistance for which you are eligible
  • How and when aid will be disbursed
  • The terms and conditions governing any aid you accept
  • The requirements for continued eligibility
  • The University's refund policy & federal official/unofficial withdrawal policies
  • Whom to consult regarding your financial assistance

Responsibilities

Students at Southern Miss have a responsibility to:

  • Complete applications accurately and on time
  • Re-apply for federal and state aid at the beginning of every academic year
  • Provide requested documentation, verification, corrections, and additional information
  • Read and retain copies of all forms you sign
  • Register for the required number of hours each semester
  • Maintain satisfactory academic progress
  • Notify the Office of Financial Aid of all resources received from outside sources
  • Know and comply with rules governing any aid you receive
  • Maintain up-to-date mailing and email addresses and telephone information with the Registrar's Office

Additional Responsibilities

As a recipient of financial aid, you have certain rights and responsibilities. On occasion funds are inadvertently disbursed in error. Should you receive financial aid funds for which you are not entitled, it is your responsibility to contact us prior to utilizing the funds. Failure to do this may result in repayment of the incorrect award.

Receipt of Other Financial Assistance
It is your responsibility to inform us of any financial aid that you receive from sources other than our office. Regulations require that we consider these funds in determining your eligibility for federal student aid. If you receive any form of assistance, including tuition waivers, after your initial awarding, an adjustment to your award package may be necessary. In some cases, the adjustment may include repayment of federal funds. In all cases, if an adjustment is necessary, you will be notified by email of whatever action is necessary.

*** Other financial assistance may include University and non-University scholarships, tuition waivers, loans, grants, fellowships, and any other source of educational assistance you receive.

Contact Us

Office of Financial Aid
Kennard-Washington Hall (KWH) 101
118 College Dr. #5101 Hattiesburg, MS 39406

Hattiesburg Campus

Fax 601.266.5769

Campus Map

Email
financial.aidFREEMississippi

Phone
601.266.4774

Contact Us

Student Services One Stop
Hardy Hall, First Floor
730 East Beach Blvd. 
Long Beach, MS 39560

Gulf Park Campus

Campus Map

Email
OneStop_GPFREEMississippi

Phone
228.214.3370