Fee Payment

Payment Policy

The University of Southern Mississippi implemented a new payment policy effective Fall 2019 in an effort to

Increase students' awareness of the expenses they will have each semester,
Ensure students pay off balances in time to register for the next term, and
Reduce student debt from unpaid bills

Students who have a balance after their anticipated financial aid is calculated can choose two payment options:

Payment in full of the remaining balance owed after all anticipated aid is taken into consideration
Enrollment in the Installment Payment Plan with the first payment being due at enrollment. The payment plan offered by Southern Miss:

Requires a minimum current term balance of $500 to enroll
Has a $50 non-refundable enrollment fee
Enables students to pay the current semester's balance in four equal installments for fall and spring and three equal installments for summer.

IMPORTANT NOTE: Class schedules will be subject to cancellation for students who do not meet the payment deadline set for each term.

Summer 2021 Dates:

April 15- Summer 2021 invoices available on SOAR and payment plan enrollment opens
May 10 - Deadline for students to pay Summer 2021 balance or enroll in the payment plan with first installment being due on the date of enrollment
June 10 - 2nd payment plan installment due
July 10 - Final payment plan installment due

Fall 2021 Dates:

July 1 - Deadline for completion of 21/22 FAFSA and submission of any required documentation.
July 15- Fall 2021 invoices available on SOAR and payment plan enrollment opens
August 10 - Deadline for students to pay Fall 2021 balance or enroll in the payment plan with first installment being due on the date of enrollment
September 10 - 2nd payment plan installment due
October 10 - 3rd payment plan installment due
November 10 - Final payment plan installment due

Frequently Asked Questions:

Where can I find more information about the Installment Payment Plan?

You can visit our page, Installment Payment Plan.

Where can I find the remaining balance owed after all anticipated financial aid is taken into consideration?

Log into SOAR and click on your Student Account tile. The total due for each semester will be listed on the first screen.

When can I fill out my FAFSA for the 2021-2022 academic year?

Now! You can complete it online through FAFSA.

Once I enroll in the payment plan, will it keep me enrolled for every semester?

No, you will need to enroll each semester in SOAR.

Is the $50 enrollment fee a one-time fee?

No. The enrollment fee is charged for each semester the student is enrolled in the plan. This fee is charged by CashNet, the third-party vendor which provides the installment plan service.

What happens if I have a set amount for my payment plan installments, then I charge items during the semester?

Any changes made to the payment plan balance will cause an increase or decrease in the remaining payments to cover the new balance. You will be required to agree to this change before making the payment.

How will I know when my payment is due with the installment plan?

We post the dates here on the website and CashNet will send payment reminders.

What happens if I miss a payment in my installment plan?

You will be charged a $10 late fee by CashNet once the payment becomes 15 days late. If two consecutive payments are missed, you will be removed from the payment plan and charged any applicable late fees.

Why is USM creating this payment policy?

Other universities in the state and region require students to pay their balances in full or enroll in a payment plan with the first installment due prior to the start of classes. This policy ensures students are fully aware of the costs for each semester and that they are prepared to pay them before starting the semester. This helps students avoid debt they cannot manage.

Where can I get information about my financial aid?

Visit the Office of Financial Aid in 101 Kennard Washington Hall.

Is there a place I can find more information about scholarships I can apply for?

Yes! Please visit the Office of Undergraduate Scholarships page to learn more and be sure to register in the Golden Opportunities scholarship system.

What if I am selected for verification after I complete my FAFSA by the deadline? Will my aid not be considered in my bill for the fall semester?

To be considered in your payment calculation, all documentation (including verification paperwork) must be received by Financial Aid no later than July 1, 2021.

What is the best way to pay if I am an international student?

Please visit our International Wire Transfers page for more information.

What if there is an overpayment on my account?

Please visit our Refunds page for more information regarding student refunds.

What if a check used for payment is returned by the bank?

Please visit Returned Check Fee.